How Much House Can You Afford?

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Buying a home is an enormous financial commitment, so you should be certain that you’re prepared for your monthly payments. Before you start your home search, you should know exactly what you can spend so that you can narrow down your search and feel confident in your purchase. There are a number of considerations to […]

Should I Pay Off My Mortgage or Invest My Money?

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If you have additional income after paying your mortgage and other bills, you may be concerned about what to do with it. The financial choices you make today will affect your future, so it’s important to choose thoughtfully when you have extra money. You could use the funds to make extra payments on your mortgage, […]

Santa Claus is visiting Michael Carr & Associates!

SYDNEY PECK Entertainment Leave a Comment

All is Merry and Bright Every year, families wonder, “What are the family-friendly Christmas events near me?” Look no further! In just 25 days Santa Claus will be traveling all the way from the North Pole to visit us at Michael Carr & Associates! Join us on Saturday December 12th from 10am – 2pm EST for photos with Santa Clause! …

Financing Options for New Buyers

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Becoming a homeowner for the first time is an incredibly exciting experience, and being approved for a mortgage is possibly the most important step in the process. First-time buyers have a number of different options for home loans. There are several programs that offer competitive terms for your first mortgage, and you should explore every […]

Should I Rent or Buy a Home?

Michael Carr Real Estate Leave a Comment

Choosing whether to rent or own a home is not an easy decision. It requires you to carefully examine the factors and costs associated with each option. Which is better? That depends. Your unique economic situation, lifestyle and goals play the largest part in deciding what is better for you. It’s important to go into your calculations with open eyes. …

What are you to the hive?

Michael Carr Real Estate Leave a Comment

I am a very novice beekeeper.  I have been unafraid of and fascinated with bees all my life. My very Godly Grandmother told me stories of my ancestors that could “rob a bee hive without any covering and would only get stung if he accidentally pinched one”.  At thirteen I robbed a hive from a fallen oak with my Dad, …

FSBO: Advertising Your Home For Sale

Michael Carr Real Estate Leave a Comment

Before you begin to advertise your home, here are a few things you’ll need to know how in order to position and present your home to attract ideal buyers.   TAKING PHOTOS First, properly stage each room so it appears welcoming. Remove extra items that would make your rooms appear cluttered. Here is a list of the different types of …

Things You Shouldn’t Do When Buying a Home

Michael Carr Real Estate Leave a Comment

The last thing in the world you would ever want is to spend a bunch of time searching for a home, finding that perfect place and then not being approved for your mortgage. There are also many common mistakes homebuyers make that could make the process much more painful than it has to be. We’re writing this article because we …