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$471,849
26 Days On Site

108 Ginger TRL
Homer, GA 30547

For Sale|Single Family Residence|Active
4
Beds
3.5
Total Baths
3
Full Baths
1
Partial Bath
2026
Built
Subdivision:
Chimney Oaks
County:
Banks
Call Now: 678-444-4110
Is this the listing for you? We can help make it yours.
678-444-4110
108 Ginger TRL108 Ginger TRL108 Ginger TRL108 Ginger TRL
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If you've been trying to find a 4-bedroom home on a golf course in Homer, GA under $500K, you already know how rare that is. That's what makes 108 Ginger Trail such an exciting opportunity. Finished in 2026 and set in the desirable Chimney Oaks Golf Course community, this home offers a warm, modern feel with a backdrop that's hard to beat. From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly-perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home. Downstairs, you'll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that's hard to find. One of the biggest perks is the unfinished basement-a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway. With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today's market.

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Listing Snapshot
PriceĀ 
$471,849
Days On SiteĀ 
26 Days
BedroomsĀ 
4
Inside Area (SqFt)Ā 
N/A
Total BathsĀ 
3.5
Full BathsĀ 
3
Partial BathsĀ 
1
Lot SizeĀ 
0.22 Acres
Year BuiltĀ 
2026
MLSĀ® NumberĀ 
10694817
StatusĀ 
Active
Property TaxĀ 
$260
HOA/Condo/Coop FeesĀ 
$113.75 monthly
Sq Ft SourceĀ 
Builder
Friends & Family
Recent Activity
2 weeks agoStatus changed to Active
2 weeks agoListing updated with changes from the MLSĀ®
4 weeks agoListing first seen on site
General Features
AcresĀ 
0.22
FoundationĀ 
Slab
GarageĀ 
Yes
Garage SpacesĀ 
2
Home WarrantyĀ 
Yes
Land LeaseĀ 
No
LevelsĀ 
Two
Number Of StoriesĀ 
2
ParkingĀ 
Garage
Parking SpacesĀ 
2
Property ConditionĀ 
New Construction
Property Sub TypeĀ 
Single Family Residence
SecurityĀ 
Carbon Monoxide Detector(s)Smoke Detector(s)
SewerĀ 
Septic Tank
StyleĀ 
Traditional
UtilitiesĀ 
Cable AvailableElectricity AvailablePhone AvailableWater Available
Water SourceĀ 
Public
Interior Features
AppliancesĀ 
RangeOvenDishwasherDisposalMicrowave
BasementĀ 
Unfinished
CoolingĀ 
Ceiling Fan(s)Electric
FireplaceĀ 
Yes
FireplacesĀ 
1
FlooringĀ 
Carpet
HeatingĀ 
Electric
InteriorĀ 
Kitchen IslandPantryHigh Ceilings
Laundry FeaturesĀ 
Common Area
Main Level BedroomsĀ 
1
Window FeaturesĀ 
Insulated WindowsDouble Pane Windows
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Exterior Features
Construction DetailsĀ 
Concrete
FrontageĀ 
Golf Course
Lot FeaturesĀ 
On Golf CoursePrivate
Patio And PorchĀ 
Deck
RoofĀ 
Composition
Waterfront FeaturesĀ 
NONE
Windows/DoorsĀ 
Insulated WindowsDouble Pane Windows
Community Features
Association DuesĀ 
1365
Community FeaturesĀ 
ClubhouseFitness CenterGolfStreet LightsTennis Court(s)
Financing Terms AvailableĀ 
CashConventionalFHAUSDA LoanVA Loan
HOA Fee FrequencyĀ 
Annually
Schools
School District
Unknown
Elementary School
Banks
Middle School
Banks
High School
Banks
Listing courtesy of PBG Built Realty



Information deemed reliable but not guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than this office are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Copyright Ā© 2020-present Georgia MLS. All rights reserved.
Last checked: 2026-03-18 08:32 AM UTC

Neighborhood & Commute
Source: Walkscore
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